parshanut torah comment - Why did the Bnei Yisroel deviate from God's command to ask for gold and silver?

Hashem told The Bnei Yisroel to ask the Egyptians for "silver and gold" in Shemos, Chapter 11, Verse 2:

Please, speak into the ears of the people, and let them borrow, each man from his friend and each woman from her friend, silver vessels and golden vessels."
דַּבֶּר נָא בְּאָזְנֵי הָעָם וְיִשְׁאֲלוּ אִישׁ | מֵאֵת רֵעֵהוּ וְאִשָּׁה מֵאֵת רְעוּתָהּ כְּלֵי כֶסֶף וּכְלֵי זָהָב

In Shemos Chapter 12, Verse 35 it says that in addition to asking for "silver and gold" they asked for "garments":

And the children of Israel did according to Moses' order, and they asked the Egyptians silver objects, golden objects, and garments.
וּבְנֵי יִשְׂרָאֵל עָשׂוּ כִּדְבַר משֶׁה וַיִּשְׁאֲלוּ מִמִּצְרַיִם כְּלֵי כֶסֶף וּכְלֵי זָהָב וּשְׂמָלֹת

Why did the Bnei Yisrael deviate from what Hashem told them?

What can we learn from the discrepancy?

Furthermore, in Shemos Chapter 3, Verse 22 Hashem tells Moshe that in the future the Bnei Yisroel will ask for gold, silver and garments. He reports what will happen. Yet he did not include the "garments" in his command to Moshe for the Bnei Yisroel.

As it says:

Each woman shall borrow from her neighbor and from the dweller in her house silver and gold objects and garments, and you shall put [them] on your sons and on your daughters, and you shall empty out Egypt."

וְשָׁאֲלָה אִשָּׁה מִשְּׁכֶנְתָּהּ וּמִגָּרַת בֵּיתָהּ כְּלֵי כֶסֶף וּכְלֵי זָהָב וּשְׂמָלֹת וְשַׂמְתֶּם עַל בְּנֵיכֶם וְעַל בְּנֹתֵיכֶם וְנִצַּלְתֶּם אֶת מִצְרָיִם